The loans of Future Finance are offered with a fix interest rate

Looking for a personal loan in New Zealand is not difficult because there are more and more lenders offered these loans with a fix interest rate that attract customers’ eyes. One of the best lenders in New Zealand is Future Finance. This post, we help you get loans of Future Finance in three steps.

The loans of Future Finance are offered with a fix interest rate
The loans of Future Finance are offered with a fix interest rate

In the previous post, introduces people to some of the necessary information that is useful for getting the loans of Finance Holdings to get more information people can read the article Customers can get loans of Finance Holdings with the rate of 8.95%. Now, let find knowledge about loans offered by Future Finance in the post today.


Just like a lot of article posts about fast loans in New Zealand, loans of Finance Direct, loans of Avanti Finance, loans of Admiral Finance, loans of My Finance…. this post about the loans offered by Future Finance also includes some main parts. They are:

1. Some information about Future Finance

There are three steps to apply and get loans from Future Finance.

  • Step 1: Customers apply for their loan. This steps takes 2 minutes to apply online or simply give Future Finance a call for faster approval.
  • Step 2: Future Finance completes the application of its customers. Future Finance gives customers a call to verify their details and get their loan completed. It’s that simple.
  • Step 3: Customers get their loan. Money could be customers in 60 minutes, once their loan is completed.

The application form of Future Finance requires users to provide them with personal information such as your email address, employment, and general financial details. Future Finance. will collect and store the email address that you provided from the form to send you additional information about their company and other advertising materials and programs from a number of partners.

2. Some benefits of loans of Future Finance

  • Easy repayment schedule. Choose the amount you need and together, Future Finance will determine the easy repayment schedule that you can return comfortably.
  • There is no judgment question. Sometimes, Future Finance knows things can be a bit difficult, why is their incredible customer service team available to help you and they will listen to your situation and create a package suitable for you.
  • There are no hidden fees. Future Finance is committed to keeping loans free and fully transparent. That is a promise.

3. The interest rate and fees of loans of Future Finance

  • The interest rates are fixed and range from 9.95% – 21.99% p.a.
  • The terms range from 6 months to 5 years.

The rate charged and the term of each loan will depend on the financial circumstances of customers and take into account:

  • How much customers want to borrow
  • Security being offered
  • The income of customers
  • The other financial commitments of customers
  • The  credit history of customers

This table is data of the fees required by Future Finance:

Loan Establishment Fee  $465
Refinance Establishment Fee $375
Variation fee $100
Caveat Fee $399
Monthly Facility Fee  $6
Full Prepayment Fee  $28
Statement Fee  $20
Dishonour Fee  $10
Reminder Fee  $22
Repossession Warning Notice Fee $47
Repossession Fee  $135
Repossession Warrant Fee  $90
Post Repossession Notice Fee  $115
Notice of Intent to Dispose of Fee  $210
Statement of Account After Sale Fee  $90

This table is an example of a $20,000 personal loan over a 36-month term:

Loan Amount $20,000
Establishment Fee $465
Valuation Fee $35
PPSR Search & Registration Fee $9.20
Credit Check $8.20
Driver Check $3
Identity Check $2.65
Passport Check $2.19
Vehicle Check $10.30
Bank Statement Report $1.95
Total Interest Charges Payable $6,188
Total Amount Payable $26,725
Annual Percentage Rate (APR) 19.9121%
Interest Rate 17.99%

This post is the information on loans offered by Future Finance. Also if you are looking for information about the loans of Finance Point, please refer to Two types of loans of Finance Point with some different rate from 12.95% link we just provided in the previous article.

Anita (Team Content) – Loans of Future Finance