There are many ways to buy an Apple iPhone when you don’t have enough money. And one of the effective ways that many people use it is to take advantage of short loans from credit institutions and financial companies. Readers can refer to Speckle small loan in this article. There are some fees and interest rate when getting Speckle small loan to buy iPhone 11.

Speckle small loan to buy iPhone 11
Some steps to apply for Speckle small loan to buy iPhone 11

In the previous post, we introduce a way to buy iPhone 11 with Credit24 Short Term Loan to get more information people can read the article Three steps to apply for buy iPhone 11 with Credit24 Short Term Loan.  Now, looking to buy iPhone 11 with Latitude Financial Service in Australia. There is an increasing number of banks, credit institutions, and financial companies offering installment loans with different interest rates. However, how to get Speckle small loan to buy iPhone 11, please read this article offline.

SPECKLE SMALL LOAN TO BUY IPHONE 11

Just like a lot of article posts about loan companies for people with bad credit, best mortgage rates, best payday loans, payday loan lenders… this post about the way to get Speckle small loan to buy iPhone 11 also includes some main parts. They are:

1. Why you should choose Speckle small loan to buy iPhone 11

This is the table about prices of iPhone 11, iPhone 11 Pro and iPhone 11 Pro Max in Australia. With this price table, you can calculate the loan amount to get from financial companies or credit institutions…

64GB 128GB 256GB 512GB
iPhone 11 AU$1,199 AU$1,279 AU$1,449 N/A
iPhone Pro AU$1,749 N/A AU$1,999 AU$2,349
iPhone Pro Max AU$1,899 N/A  AU$2,149 AU$2,499

Some of the benefits of the Speckle small loan to buy iPhone 11:

  • Low fee. This loan provides low fees, such as dishonest fees $ 5 and monthly fees equal to 2% of the principal amount.
  • Lending amounts vary. You can register for a minimum of $ 200 and up to $ 2,000.
  • The online application process is easy. All you need to do is provide a 90-day bank statement, a mobile phone number, and an active email address and you’ll continue your way.
  • Simple to use for loans. You can use the loan for car repairs and emergency and study expenses. What you cannot use this loan is debt consolidation, gambling, and refinancing.
  • Flexible repayment system. You can pay off your loan weekly, fortnightly or monthly.
  • Short-term loans. As this is a short-term loan, the terms start from 3 to 12 months.
  • There are no prepayment fees. If you decide to pay back soon, no fees will be charged, which means you can make as many refunds as you want until you pay off the amount you owe.
  • Useful strategies are provided. Because Speckle is run by a non-profit organization called Good Shepherd Microfinance, this means it provides fair and affordable financing. It also offers alternative strategies for dealing with debt, such as budget advice, debt counseling and refusal to loan anyone who has had more than two loans in the past 90 days.
Speckle small loan to buy iPhone 11
Some steps to apply for Speckle small loan to buy iPhone 11

2. Information about Speckle small loan to buy iPhone 11

To qualify for a Speckle small loan to buy iPhone 11, customers need to meet some requirements:

  • They are Australian citizenship or permanent resident
  • They are at least 18 years old
  • They make a minimum of 30,000 dollars annually
  • No more than 50% of their total income comes from government benefits, such as Centrelink
  • They have an Australian cell phone number and a working email address
  • There are no two or more microloans (like payday loans) from any other provider

Applying for a Speckle small loan to buy iPhone 11 is easy. Customers need to provide some following information:

  • Electronic proof of identification (Medicare card, driver’s license or the passport)
  • 90 days of bank report. These can be supplied electronically or manually.

This table about the information about Speckle small loan to buy iPhone 11:

Product Name Speckle Small Loan
Minimum Loan Amount $200
Maximum Loan Amount $2,000
Arrears Fee $5
Loan Term 3 to 12 months
Turnaround time 1 business day
establishment fee 10% of the initial loan amount.
monthly fee 2% of the initial principal loan amount.
dishonor fee $5.
default fee $1 a day charged daily if customers haven’t made a full repayment for more than 30 days
Costs 10% of loan amount + 2% of the loan amount each month
Available to Centrelink Borrowers? No

This post is information about the way to get Speckle small loan to buy iPhone 11. Also if you are looking for information about loans from other credit institution or financial companies… to buy iPhone 11, iPhone 11 Pro, iPhone 11 Pro Max in Australia, you should read the articles of Loansaustralia.net such as Customers can get RACV personal loans up to $30,000…

Short term loans in Australia to buy iPhone 11 have a different interest rate and fee with short term loans in New Zealand. Therefore, if you want to know about the personal loans in New Zealand, you should read the article from Loansnz.net such as The loans of Admiral Finance helps customers get up to $50,000…

Hillary (Team Content) – Speckle small loan to buy iPhone 11