If you are looking for a personal loan in New Zealand, NZCU South is one of the best options. Because this lender offers a variety of types of personal loans which are suitable for each customer. This article, we introduce to readers how to get the NZCU personal loans.

NZCU South personal loans
Get NZCU South personal loans only take five to ten minutes to complete

In the previous post, Info Credit Free introduces people to some of the necessary information that is useful for getting the Harmoney New Zealand personal loans in New Zealand, to get more information people can read the article Harmoney New Zealand personal loans up to $70,000. Now, let find knowledge about the NZCU South personal loans in the post today.


Just like a lot of article posts such as Fairstone personal loans, UDC car loans, Lending Crowd personal loans, Fast Access Finance personal loans… this post about the NZCU South personal loans also includes some main parts. They are:

1. Some benefits of NZCU South personal loans

  • Interest rates vary. The competitive annual percentage (APR) of New Zealand’s loan starts at 9.95% p.a. and the maximum APR of 20.95% p.a.
  • Affordable debt repayment, and choose debt repayment terms. NZCU works with you to adjust your loan according to your needs and budget. The minimum term you can borrow within 6 months, with a maximum term of 10 years.
  • Fast online application. Online applications only take five to ten minutes to complete. When the application is completed, it automatically saves, so you don’t need to worry about losing your position. If you want to talk through your application with NZCU South, you can call the group.
  • Deposit your loan. NZCU allows you to increase credit during the term. To do so, contact the loan team.
  • Dedicated loan team. With the award-winning service, you can trust New Zealand’s experienced staff to support your questions. Their working hours are Monday to Friday, from 8 am to 6 pm. For the loan team, you need to call 0800 536 328 or if you want, you can visit one of their branches in Dunedin, Invercargill, Christchurch or Richmond.
  • Insurance to pay debts. NZCU South recommends that you protect yourself and your family from the unknown with loan protection insurance. It includes you in case of redundancy, disability, injury, loss of life and bankruptcy. You can choose to have only life insurance or combination options.

2. Some types of NZCU South personal loans for you choose

NZCU South offers a lot of types of loans which are suitable for each type of customers.

  • Personal loans. You can use a personal loan from South New Zealand to fund anything, such as home improvement, a holiday or even a boat. You can borrow up to 10 years at a competitive interest rate, with refunds appropriate for your unique financial and budget needs.
  • Debt consolidation. If you are having trouble keeping track of all your credit products, such as credit or hire, New Zealand can help you simplify your life with a debt consolidation loan.
  • Financial means. As one of New Zealand’s leading providers of financial vehicles, New Zealand can help you make purchases earlier. In addition, with pre-approved loans, you have cash available for better bargaining.
  • Travel loans. If you have difficulty finding your next dream holiday or an overseas adventure, New Zealand can help you with travel loans, starting with APR at 9.95% p.a.
  • Emergency loan. A crisis can happen at any time and sometimes you don’t have the financial means to deal with it. An emergency loan from South New Zealand helps ease the worry by quickly providing the financing you need to cope. Apply using the online form or talk more personally with the staff.
  • DIY loans. A loan can help you turn your home into a palace you deserve. So, whether you need a DIY loan, repair or renovation, NZCU South is ready to assist. Wedding loans A wedding loan from South New Zealand can reduce some of the stress in your big day plan. Whether you use finance for your service, dress or ideal location, it will make your wedding more seamless.
Cash Money personal loans
Get NZCU South personal loans only take five to ten minutes to complete
3. Some requirement to apply for NZCU South personal loans

To decide if a loan from New Zealand is right for you, make sure you compare its interest rates and terms with other equivalent lenders. When you are ready to sign up, you can click the green button Go to the website on this page to start your application.

  • Minimum age. You must be over 18 to apply.
  • Residence status. You must be a New Zealand citizen or permanent resident. It may also approve for you to borrow if you are a non-resident with your current work visa.
  • Income. You must earn at least $ 500 weekly.
  • Job requirements. NZCU provides loans to people in many job situations. Therefore, you must work, full time or part-time. If you are in a random contract, you must work at least 20 hours a week or if you are a temporary worker, you need to give proof of the certified work record.
  • Work benefits and income. If you receive benefits from Jobs and Income, they must be permanent for you to qualify.
  • Address. You need to have a fixed or fixed address, be it the owner or the tenant. If you rent, you can still qualify if you are sharing property and/or living with your parents. NZCU South also uses the time you live at your current address to assess eligibility.
  • The co-borrowers. You can register a loan with another individual

Some information and documents customers need to provide to South New Zealand

  • Identity. Please make sure you have proof of your identity, for example, a valid current driver’s license or passport.
  • Credit report. As a responsible lender, NZCU South requires you to have a satisfactory credit report.
  • Income. You need to provide details about your current income and its source on the form.
  • Debts and existing costs. When you apply, South New Zealand requires details about your current debts and your regular payments.

This post is about NZCU South personal loans. We provide this information to offer you some of the necessary information that is useful for getting NZCU South personal loans. Also if you are looking for information about the personal loans from Lending Crowd, please refer to the Get the Lending Crowd personal loans with no early payment fees link we just provided in the previous article. 

Hillary (Team Content) – Info Credit Free