The personal loans from Marcus by Goldman Sachs are designed for good credit borrowers who want to pay high-interest credit card debt. How to get the Marcus By Goldman Sachs personal loans?

Marcus By Goldman Sachs personal loans
Four steps to get Marcus By Goldman Sachs personal loans

In the previous post, Info Credit Free introduces people to some of the necessary information that is useful for getting Upstart personal loans in the US, to get more information people can read the article Four STEPS to get the Upstart personal loans easily. Now, let find knowledge about the Marcus By Goldman Sachs personal loans in the post today.

MARCUS BY GOLDMAN SACHS PERSONAL LOANS

Just like a lot of article posts such as how to get LendingPoint personal loans, Best Egg personal loans, instant approval credit cards, small loans for bad credit…, this post about the Marcus By Goldman Sachs personal loans also includes some main parts. They are:

1. Information about Marcus by Goldman Sachs personal loans and how to get them

People may apply to use their personal loans for any legitimate purpose other than educational costs. Its loans are best suited to cover major expenses – such as medical procedures, wedding expenses and once-in-a-lifetime vacations.

You can use Marcus by Goldman Sachs’ personal loan for:

  • Debt consolidation. Pay all your debts at the same time with lower interest rates by consolidating them into a fixed-rate personal loan.
  • Credit card consolidation. A type of debt consolidation is designed to help pay off high-interest credit card debt.
  • General purpose. Marcus by Goldman Sachs provides unsecured fixed-rate loans that can be used for almost any legal purpose, with a fast online application and no collateral.

The average personal loan of this lender is accompanied by 12.99% APR and a 48-month term.

Four steps to apply with Marcus by Goldman Sachs online:

  • Step 1: Visit the website. Choose the amount you want to borrow and the monthly payment you can afford and click Find my loan option.
  • Step 2: Enter your personal information and read Site Terms, Privacy Policy and Authorized Credit Reporting. Then select Find my loan options. To determine the amount of loan, interest, terms you qualify for, Marcus does not withdraw your credit for your credit without affecting your credit score.
  • Step 3: Choose a loan that fits your budget from the options that Marcus sends you.
    Step 4: Complete the online application for your loan and upload any necessary documents before you submit it.
Marcus By Goldman Sachs personal loans
Four steps to get Marcus By Goldman Sachs personal loans

2. Some benefits of the Marcus by Goldman Sachs personal loans

  • No charge. Marcus by Goldman Sachs does not charge any application or origin fees. And without prepaid penalties means you have the option to pay early loans to save unnecessary interest.
  • Bonus payment on time. Customers who pay on time for one year can postpone a payment without accumulating any interest.
  • Speed and name recognition. Marcus by Goldman Sachs combines comfort when borrowing from a recognized leader with the speed of an online lender.
    Member discount service. US service members may qualify for interest rates as low as 4%.

3. The interest rate and fees of the Marcus by Goldman Sachs personal loans

Loan amounts $3,500 to $30,000
Typical APR 6.99% to 23.99%
Fees None
Time to funding 1 – 4 business days
Repayments Monthly over 36 to 72 months. After 12 consecutive monthly payments, a borrower can choose to skip a payment with no repercussions.
Soft credit check? Yes
How to qualify
  • At least 18 years old (19 in Alabama; 21 in Mississippi and Puerto Rico).
  • Valid U.S. bank account, Social Security number or tax ID.
  • Minimum income: $40,000.
  • 660+ credit score.
Best for Borrowers with good or excellent credit, debt consolidation

Marcus offers unsecured personal loans from $ 3,500 to $ 30,000. The rate ranges from 6.99% to 23.99% APR and the loan term varies from 36 to 72 months.

For example, a $ 15,000 loan with 12.99% APR with 48 monthly payments of $ 402.33 on time will cost an estimated total of $ 19,312. Only the most reliable candidates are eligible to receive the lowest interest rate and the longest loan term. The rate is usually higher for long-term loans.

This post is about Marcus By Goldman Sachs personal loans. We provide this information to offer you some of the necessary information that is useful for getting the Marcus By Goldman Sachs personal loans. Also if you are looking for information about the personal loans from Avant, please refer to Somethings you should know about the Avant personal loans link we just provided in the previous article. 

Hillary (Team Content) – Info Credit Free