Instant cash loans: Eligibility criteria, Profile, Interest Rate; APR…

You are looking for banking, credit union… to get an instant cash loan? Do not worry, in this article, we provide you with detailed and complete information about instant cash loans from the definition to the interest of these loans.

Instant cash loans: Eligibility criteria, Profile, the interest...
Instant cash loans: Eligibility criteria, Profile, the interest…

In the previous articles, our readers are understood properly about some loans such as bad credit loans, low-interest credit loans… If you interested in these loans, please click on the links: Bad credit loans, Low-interest personal loans


Today, this article includes the main four parts about instant cash loan: Eligibility criteria, Profile, Interest Rate; APR and “Benefit and drawback of the instant cash loans”.

1. Eligibility criteria instant cash loans

To be eligible for a loan, you will need to meet the following criteria:

  • Be over 18 years of age
  • Hold a bank account with an active debit card
  • Have a verifiable mobile phone number and email address
  • Have a regular source of income
  • Able to afford the repayments over the term of the loan

Once we have confirmed these details we will make any necessary checks required to support our lending decision and to ensure the loan is affordable for you.

2. Profile for loan application

All you need to share with credit institution to get an Instant Personal Loan is:

  • Full Name
  • Identity Information
  • Address Information
  • Mobile phone number and email address
  • Bank Statements
Instant cash loans: Eligibility criteria, Profile, the interest...
Instant cash loans: Eligibility criteria, Profile, the interest…

3. The interest, APR, Fees of instant cash loans

  • From 19.95% to 35.95% per annum
  • APR: Max 36%/year
  • A loan between 6 months and 3 years
  • Fees: Free profile and disbursement

Personal loans are required to be repaid by equal installments of principal and interest over terms of between six months and three years.

Loan description table:

Loan Amount

Term of Loan

Interest Rate (APR) Expected Monthly Payment
$5.000 12 months 20% $500

Info Credit Free Headquarter & email:

  • Australia: PO Box 3578, Australia Fair, Southport, QLD, 4215
  • ABN 55 604 197 275
  • Australian Credit Licence Number 481816
  • E-mail: [email protected]
  • Call: (07) 5644 3555
  • SMS: 0428594936

Our customer service is available:

  • Monday to Friday: 8:00am – 8:00pm
  • Saturday: 9:00am – 5:00pm
  • Sunday: Closed

The advantage of Online Loans: In this way, you just have to fill the application form and apply for the loan. Once this is processed, the loan will be approved and disbursed on the same day.

  • The application is processed online, You do not need to visit banks.
  • No Physical Documents Required. Everything including bank statement and identity proofs can be uploaded online to get the loan approved.
  • Loans can be disbursed as quickly as within 24 hours
  • Get guaranteed approval if you have the capacity to repay the loan amount.
  • Your Information is Secured.
  • Low Rate of Interest.
  • Cash Withdrawal up to 100%.

Moreover, there are also credit institutions that provide quick loans. With simple registration procedures, customers can bring money back in just days even with bad credit.

We’d really like to hear what you say about this articles about “Instant Cash Loans” of Info Credit Free. Please leave a comment below, and let me know what you think!

Hillary (Team Content) – Instant Cash Loans