Harmoney personal loans are some of the best loans for people who are looking for personal loans in Australia. Harmoney offers a lot of types of loans for you choose. This post, we guide people to practice some steps to get personl loans from Harmoney.
In the previous post, Info Credit Free introduces people to some of the necessary information that is useful for getting ANZ personal loans in Australia, to get more information people can read the article You are RIGHT when choosing the ANZ personal loans. Now, let find knowledge about the Harmoney personal loans in the post today.
HARMONEY PERSONAL LOANS
Just like a lot of article posts such as the best online bank account in Canada, the largest bank in Canada, Swift Code Australia and New Zealand Banking Group…, this post about the Harmoney personal loans also includes some main parts. They are:
1. Some types of the Harmoney loans
Harmoney offers some types of loans. They are:
- Personal loan. With the personal loan provided by Harmoney, customers can apply for a personal loan of $ 2,000 up to $ 70,000. There is no charge for early repayment and you will receive an exclusive interest rate for your personal loan.
- Car loan. Personal loans offered by Harmoney are also suitable for buying a new or used car. This loan Harmoney allows customers to choose a loan term depending on their needs. At the same time, customers are not spoiled when choosing to pay early. That helps P2P car loans become a top priority for customers.
- Home improvement loans. P2P personal loans from Harmoney are one of the remarkable options if you are looking to improve your home. These loans are offered at a very attractive interest rate, ideal for investing in your home.
- Debt consolidation. Customers can register peer loans through Harmoney with the aim of consolidating old debts. These loans are applied, you may be able to apply a lower interest rate than current loans thereby saving interest on your loans.
2. Some steps to apply for Harmoney personal loans
Just like the traditional way of borrowing, Harmoney’s personal loan registration takes an additional step of listing the loan on the market and waiting for the loan to be funded. Normally, Harmoney’s personal loans are provided within one business day. Customers can start signing up for a loan now by visiting Harmoney’s official website.
Before registering any Harmoney loan you need to meet some of the following requirements:
- Residence issues. Customers must be an Australian or New Zealand citizen.
- Income requirements. Based on the level of income, the company will indicate whether your loan request is accepted because it depends on your ability to repay.
- Credit history. Harmoney agrees to provide personal loans when you have a good credit history.
In addition, when you sign up for Harmoney’s personal loan, you need to provide some necessary documents and information such as:
- Personal information. Harmoney requires customers to have a driver’s license or passport.
- Verify customer income. You need to provide information about your payroll.
- Assets and expenses. Harmoney will ask customers to declare their assets, debts and regular expenses to consider loans customers can receive.
3. Some information about the interest rate and fees of the Harmoney personal loans
| Harmoney Personal Loans | |
| the Interest Rate | From 6.99% (fixed) |
| the Comparison Rate | 7.69% |
| Interest Rate Type | Fixed |
| Min. Loan Amount | $2,000 |
| Max. Loan Amount | $70,000 |
| type of personal loans | Unsecured and secured |
The interest, APR, Fees of the Harmoney personal loans
- Amount: $2,000 – $70,000
- From 6.99% to 29.55% per annum
- APR: Max 12.15%/year
- A loan between 36 months and 5 years
- Fees: Free profile and disbursement
Loan description table:
| Loan Amount |
Term of Loan |
Interest Rate (APR) | Expected Monthly Payment |
| $50.000 | 12 months | 15% | $6.250 |
*Comparison rate of 7.69% p.a. – 29.55% p.a. is based on an unsecured personal loan of $30,000 over 5 years.
WARNING: The comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs, fees, government charges like stamp duty, and cost savings are not included in the comparison rate but may influence the cost of the loan.
Harmoney personal loans
- Harmoney Australia Limited ABN 12 604 342 823, holds Australian Credit Licence Number 474726 and Australian Financial Services Licence Number 474726.
- Phone: 1300 042 766 (9am – 6pm)
This post is about Harmoney personal loans. We provide this information to offer you some of the necessary information that is useful for getting the Harmoney personal loans. Also if you are looking for information about the personal loans from RACQ Bank, please refer to Somethings you should know about the You can get the RACQ Bank personal loans up to $60,000 link we just provided in the previous article.
Hillary (Team Content) – Info Credit Free