The first premier credit card is a card provided to customers including those with bad credit scores. This card is issued with many advantages, attracting the attention of everyone. Let’s find out how many types of premier credit cards are available and what kind of cards are right for you.
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FIRST PREMIER CREDIT CARD
Just like a lot of article posts such as loans for very poor credit rating, I have bad credit and need a personal loan, low-interest loans for poor credit…, this post about first premier credit card also includes some main parts.
1. Somethings about the First Premier credit card
People can overcome poor credit if you use the PREMIER bank credit card first wisely. The interest rate for this card is the highest among all the instant credit approval cards we reviewed. You can repair credit problems with the help of this card, but it is priced.
If you’ve made some financial mistakes or simply suffered bad luck and reduced your credit rating, you can rebuild your financial situation with your first PREMIER Bank Credit Card. This credit card for instant approval is for people who have bad credit and want to change that unfortunate situation.
If that is your goal and if you use credit wisely, you can definitely complete it with this instant credit card. Owning a credit card is also very useful because it is almost impossible to rent a car, book a hotel, buy a plane ticket and do some other things without anyone.
The first PREMIER credit card, which has won our Top Ten Awards, can be a tool to help you reset your financial situation and significantly improve your credit reputation – as long as is that you carefully pay your monthly bills on time and comply with all other terms and conditions that this instant credit card requires.
2. The interest rate and fees of the First Premier credit card
2.1. The fees of the First Premier credit card
Fees include processing fees, annual fees and monthly service fees, depending on the credit limit you have. The day we reviewed the terms and conditions, the credit limit ranged from $ 300 to $ 1,000.
The free parade starts with a one-time processing fee, which must be paid before opening an account. Next is the annual fee. Bringing back is a monthly service fee, free for the first year for up to $ 500 credit limit.
For example, a credit limit of $ 300 will help you earn a total of $ 170 in the first year and $ 120 a year later. Some of the best credit card rewards don don not even charge a lot. See the chart below for details on each credit limit. Also, if you want to cash advance, you will pay 5% or 6 dollars, whichever is greater.
2.2. The interest rate of the First Premier credit card
Although most credit cards for bad credit from major card issuers have relatively high APR, none of them are close to the first Premier Bank Credit Card credit card of 36% for Cash purchases and advances. (For cash advances, you will pay 5% of the transaction fees noted above and 36% APR.) Carrying the balance on this card may cause you to have a quick financial trouble.
2.3. Costly credit limits
Credit cards for bad credit tend to have low credit limits. For example, when your limit is only $ 300, you don’t have much room to use the card – and when you use it, you can easily use most of your available credit, making the rate Your credit use spike and potentially damage your credit score. This is a consideration with most bad credit cards.
But First Premier throws into an extra trouble: The bank can increase your credit limit after your account has been open for 13 months – but it will charge you 25% of the increase when approved. For example, if you get a credit limit increase of $ 200, you’ll have to pay a $ 50 fee.
The cardholder may refuse to increase the credit limit and refund the fee, but they must notify the first Prime Minister within 30 days of the payment statement showing the increase and the fee.
|Credit limit||Processing fee (paid before account opens)||Annual fee||Monthly service fee|
|$300||$95||$75 the first year, then $45 annually||$0 the first year, $75 annually thereafter (billed $6.25/month)|
|$400||$95||$100 the first year, then $45 annually||$0 the first year, $75 annually thereafter (billed $6.25/month)|
|$500||$95||$125 the first year, then $49 annually||$0 the first year, $124.80 annually thereafter (billed $10.40/month)|
|$600||$75||$79 the first year, then $49 annually||$70.20 a first year (billed $5.85/month), then $99 annually (billed $8.25/month)|
|$700||$55||$79 the first year, then $49 annually||$96 first year (billed $8/month), then $124.80 annually (billed $10.40/month)|
|$1,000||$25||$79 the first year, then $49 annually||$96 first year (billed $8/month), then $124.80 annually (billed $10.40/month)|
This post is about the first premier credit card. We provide this information to offer you with some of the necessary information that is useful for getting the first premier card. Also if you are using credit cards and would like to know how to borrow money with bad credit, please refer to the Get a small loan with bad credit link we just provided in the previous article.
In addition, we provide a variety of information on insurance or the Swift Code of each bank in the US in many previous articles. If you are living in the US and want to know about insurance or code, people should read some articles like such as Swift Code Bank of America Corp, Swift Code Citigroup Inc, home insurance USA private health insurance…
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