Everyone can get home loans of NZ Firefighters CU to buy next home

With a lot of lenders such as banks, credit union as well as financial companies, customers can get any loans that suitable with your demands. In the New Zealand, NZ Firefighters CU is one of the best finance companies. How to get loans of NZ Firefighters CU?

Everyone can get home loans of NZ Firefighters CU to buy next home
Everyone can get home loans of NZ Firefighters CU to buy next home

In the previous post, Loansaustralia.net introduces people to some of the necessary information that is useful for getting the loans from finance companies NZ to get more information people can read the article Customers can choose many types of loans from finance companies NZ. Now, let find knowledge about NZ Firefighters CU in the post today.


Just like a lot of article posts about loans of Finance Direct, loans of Avanti Finance, loans of Admiral Finance, loans of My Finance, fast loans in New Zealand…. this post about NZ Firefighters CU also includes some main parts. They are:

1. Some types of personal loans from NZ Firefighters CU

1.1. Personal loans

Customers can borrow for almost any purpose – consolidate debt, buy motor vehicles, vacation, improve homes – almost everything.

For example, our Debt Consolidation loans support you by consolidating all your debts into a loan with an easy repayment that can save you hundreds or even goods. Thousands of dollars in interest expenses and help you get out of debt faster.

For example, you may have recently received a credit card bill bigger than you expected or you currently have some rental payments because you can merge into one loan easily with the Credit Union

1.2. Home loans

A home loan application is available to:

  • Refinance/transfer home loans from your current bank
  • Enter your first home
  • Buy your next home
  • Building
  • Buy investment property

Offer a new home loan greater than $ 100,000 and you will:

  • Get 0.5% p.a. reduce floating interest rates
  • Get up to 0.10% p.a. Special fixed interest rate reduction (some exceptions may apply)
  • Receive cash contributions of up to $ 2,000 for professional services (0.50% of new loans limited to $ 2,000)
  • There are no application fees
  • For example, if a member has a $ 400,000 home loan with floating interest, they can save up to $ 2,000 when paying interest.

2. The interest rate and fees of loan from NZ Firefighters CU

Personal Loan Interest Rate
Normal Lending Criteria AppliesPersonal loans for members that have a home loan with the Credit Union. 

Loans above $20,000 – fully secured by Motor Vehicles* and a caveat over residential property**

9.95% p.a.
Loans above $5,000 – secured by Motor Vehicles* 11.95% p.a.
Loans – unsecured (maximum $10,000) 12.95% p.a.
Personal Loans Fees
Personal Loan Establishment Fee – loans over $20,000 $250
Personal Loan Establishment Fee – loans $5,000 – $20,000 $150
Personal Loan Establishment Fee – loans $4,999 and less $100
Personal Loan Establishment Fee – Top Up – loans over $20,000 $250
Personal Loan Facility Agreement – Top Up –  loans $5,000 – $20,000 $150
Personal Loan Facility Agreement – Top Up – loans $4,999 and less $100
Loan Restructure $50
Personal Property Securities Register (PPSR) charge $23
Caveat registration over residential property $267.50
Instant Personal Loans Interest Rate
Instant Loans – secured by Loan and Savings Provider that has a balance equal to or greater than the loan amount 9.95% p.a.
Interest Rates are subject to change
Home Loans Interest Rate
Floating Rate 6.50% p.a.
Home Loans Fees
Home Loans Establishment Fee $250
Home Loans Facility Agreement – Top Up $250
Home Loan Restructure $50
Default Interest Rate Shall be the Annual Interest Rate for the Home Loan, as varied from time to time, plus 5.00% pa
Default Fee $5

This post is the information about loans of NZ Firefighters CU. Also if you are looking for information about the online loans in New Zealand, please refer to Having online loans in New Zealand can help to solve financial problems link we just provided in the previous article.

Anita (Team Content) – Loans of NZ Firefighters CU