Responsible lending is central to ICF core values in providing small personal loans, so we will never lend you more than you can realistically afford to repay. We will never leave you wondering about our cost structure and you’ll find our fees very reasonable. Just as we have simplified the borrowing process for small personal loans, ICF also makes repaying your loan easy and user friendly. Whatever sum you borrow, you can repay your loan according to your pay cycle and we will send you a reminder or two prior to your due date. Infocreditfree.com is an independent, advertising-supported publisher and comparison service. Infocreditfree.com does not include all companies or all available products. A payday loan borrower can get instant online loans of any amount from $100 to $1,500, even $3000 and more 24/7. In comparison to small bank loans, there are less formalities and paperwork with instant payday loans even with bad credit. Moreover, unlike bank loans where the borrower has to wait for at least a week to get approval of the loan, with instant payday advance it takes just 1-2 days at most from application to funding.