Here are 8 ways to protect credit card for my credit card against identity theft and you can use them yourself easily. You should do all ways to get the best benefits.
In the previous post, Info Credit Free introduces people to some of the necessary information that is useful for getting zero interest credit cards in the US, to get more information people can read the article Ten best zero interest credit cards for you choose in the US. Now, let find knowledge about the credit card protector in the post today.
CREDIT CARD PROTECTOR
Just like a lot of article posts such as interest-free credit card, unsecured credit cards for bad credit, credit cards with no annual fee, online credit card payment…, this post about credit card protector also includes some main parts. They are:
1. Keep the passwords secret
A good password is complex and combines letters and numbers As long as possible. Avoid using easy-to-guess details (family member names or birth dates) or important information (such as bank account numbers or Social Security numbers). Change your password periodically and choose different passwords for each account, don’t use the same password for your bank account and retail sites.
2. Keep the account number private
There are several ways thieves can get your credit card number. To prevent this:
- Keep your card private. Let anyone see it when you appear in public.
- Don’t provide your card information over the phone unless you make a call and you talk to a bank or merchant you trust.
- Never reply to emails asking for your account number or personal information, even if it looks like it from a bank or a reputable company or organization.
- Review paperless reports and make payments online to delete your sensitive information from the postal system. It is also a good idea to shred documents with sensitive personal information before processing.
3. Be careful with the receipts
If you have more space on your receipt, draw a line through it so no one can add any additional fees or amounts. It is also a good idea to check your receipts as compared to your payment report to make sure everything is combined. Finally, don’t just throw away any old copies or receipts. Cut things you don’t need and keep the rest safe on sense. Read these credit card safety tips and learn simple ways to safeguard your cards.
4. Secure the devices and networks
When securing your digital information, there are a few best ways to follow:
- Make sure your computer is equipped with a firewall. Be sure to change the password and turn on the firewall.
- Download and install updates for your operating system, software, and browser when prompted. These updates tend to include the most up-to-date security features.
- Install security software. The two most popular types are antivirus, protecting your computer from malicious code and anti-spyware, helping people not monitor your activity. Even if you have security software, avoid downloading programs or files from unknown places.
5. Practice basic credit card security
When you receive a new card in the mail, it is important to sign the back immediately. This protects you if the card falls into someone else’s hands. It is also important not to store your PIN in the same place as your card; If your card is stolen, you don’t want the thief to have a PIN.
6. Protect yourself online
7. Keep the information current
8. Check the account often
Reviewing your recent account activity is the foundation for credit card security and it’s easy. You can do it online or by phone. If your credit card issuer provides an email or a written notice of unusual activity, sign up to receive them. If you have been a victim of fraud or identity theft before, consider signing up for credit monitoring.
If you lose your credit card or suspect fraudulent activity, contact your bank or credit card issuer right away. Your credit card issuer can block your card number and account number so no one else can use them, then give you a new card and account number.
Remember: Speed is very important. Under US law, once you notify your issuer that your card is lost or stolen, the amount you pay is $ 50 and many publishers will give you as long as you notify they are timely.
Hillary (Team Content) – Info Credit Free