Are you planning for a family vacation or business trip? Whatever the reason, make sure you get the proper financial protection before going. Travel insurance is the best choice, it can protect you and your family from a lot of unexpected events such as accidents, illnesses or missed flights. However, you should compare travel insurance to get the best one.

Guide people how to compare travel insurance in some steps
Guide people how to compare travel insurance in some steps

In the previous post, Info Credit Free introduce people to cheap travel insurance. Because there are more and more people having demand for traveling for work or vacation, most of them need travel insurance to protect themselves from any damages.

COMPARE TRAVEL INSURANCE

This post about compare travel insurance include some parts. They are: “Why should you compare travel insurance?”, “Compare travel insurance policies in some companies”, “When should you get travel insurance?”, “What are the different types of coverage?” and “Various options you can select for travel insurance”.

1. Why should you compare travel insurance?

The travel insurance needs are determined by the nature of the trip, the cost of the trip, and the travelers. Customers will want to find a policy that includes what they need at a price that fits their budget. There are a lot of companies to choose from, each with a large number of options.

There is a lot of choices can be overwhelming. If customers buy insurance customers do not need, from the wrong company, they will spend too much. Worse, customers can buy a plan that does not cover what they need.

2. Compare travel insurance policies in some companies

People can get information from the table below to compare travel insurance policies in some big insurance companies:

Features

Atlas Premium
  • Trip cancellation: Not available
  • Emergency medical expenses: Up to $2,000,000
  • Baggage coverage: $1,000
  • Trip delay: $200/day up to $400

Travelex Travel Max

  • Trip cancellation: 100% cost of trip
  • Emergency medical expenses: $100,000
  • Baggage coverage: $2,500
  • Trip delay: $1,000
RoamRight Travel Insurance Essential
  • Trip cancellation: 100% cost of trip
  • Emergency medical expenses: $15,000
  • Baggage coverage: $750
  • Trip delay: $100/day up to $500

STA Travel Standard International
  • Trip cancellation: Not available
  • Emergency medical expenses: $25,000
  • Medical evacuation & repatriation: $250,000
  • Trip delay: $100/day up to $250

RoamRight Travel Insurance Preferred
  • Trip cancellation: 100% cost of trip
  • Emergency medical expenses: $50,000
  • Baggage coverage: $1,000
  • Trip delay: $200/day up to $1,000

Travelex Cancel for Any Reason
  • Reimburses up to 75% of the insured trip cost
  • Must cancel within 48 hours before scheduled departure
  • Offered on trips with a maximum value of $10,000

Atlas Travel
  • Trip cancellation: Not available
  • Emergency medical expenses: Up to $2,000,000
  • Baggage coverage: Up to $500
  • Trip delay: $100/day up to 2 days

Seven Corners Trip Protection Insurance
  • Trip cancellation: 100% cost of trip
  • Emergency medical expenses: Up to $250,000
  • Baggage coverage: Up to $2,500
  • Trip delay: Up to $1,500

Travelex Flight Insure Plus
  • Flight accident AD&D: Up to $1,000,000
  • Emergency medical expenses: $10,000
  • Baggage coverage: $1,000
  • Medical evacuation & repatriation: $100,000

STA Travel Explorer Plus
  • Trip cancellation: $3,000
  • Emergency medical expenses: Up to $100,000
  • Baggage coverage: $500/item up to $2,500
  • Trip delay: $200/day up to $1,000
Allianz Domestic Travel Insurance
  • Trip cancellation: $1,000
  • Emergency medical expenses: Up to $25,000
  • Baggage coverage: Up to $1,000
  • Trip interruption: Up to $1,500
Allianz International Travel Insurance
  • Trip cancellation: $1,000
  • Emergency medical expenses: Up to $50,000
  • Baggage coverage: Up to $2,000
  • Trip Interruption: Up to $1,500

3. When should you get travel insurance?

All of you know that travel insurance acts as a safety net. It protects you against a variety of travel risks that can occur both at home and abroad. Buy the policy as soon as people have booked any part of your trip. That way, you will be able to take advantage of the cancellation factor of the policy if there is anything wrong.

4. What are the different types of coverage?

  • Single trip coverage. This policy type covers customers for one continuous journey, which can include multiple destinations. Coverage ends once people return home.
  • Annual-multi trip coverage. Annual policies provide customers with protection for multiple trips throughout a 12-month period.
Guide people how to compare travel insurance in some steps
Guide people how to compare travel insurance in some steps

5. Various options you can select for travel insurance 

  • International 
  • Domestic 
  • Comprehensive 
  • Cruise 
  • Luggage only 
  • Medical only 
  • Cancellation only 
  • Cancellation for any reason (CFAR) 

In order to be able to get a cheap and secure package, people need to consider all of the factors, especially the insured aspects. The article briefly introduces a company offering compare travel insurance. In the next article, Info Credit Free will introduce readers about the seniors travel insurance.

Besides providing information about travel insurance, Info Credit Free also provides the reader with useful information about loans from bank, credit institutions in the US. Even if people have a bad credit score, owning a loan in the US is easy. To get a lot of information on this field, please refer to our “Loans” category.

Hillary (Team Content) – Travel Insurance