ANZ personal loan; up to $50.000, 1 to 7 years

When people have a problem with financial, people always want to get personal loans from national banks. You can consider the ANZ personal loan because it has a lot of advantages.

Important information people need to know about the ANZ personal loan
Important information people need to know about the ANZ personal loan

Info Credit Free has a lot of articles about the personal loan in Australia at the national bank such as NAB personal loan, Westpac personal loan, Commbank personal loan… Today, we will introduce to you about the ANZ personal loan.

ANZ PERSONAL LOAN

People can fast access to extra money people have paid: People can choose to redraw additional loan repayments people have made at no extra cost (conditions apply and terms).

1. Eligibility criteria ANZ personal loan

  • Be at least 18 years old
  • Have a verifiable mobile phone number and email address
  • Have a regular source of income
  • Able to afford the repayments over the term of the loan
  • Earn a minimum of $15,000 per annum   
  • Be a permanent resident, an Australian citizen or have a valid visa
Low-interest personal loans Australia
Commonwealth Bank Personal Loans; $4.000 to $50.000, from 1 to 7 years

2. Profile for loan application

  • Full Name
  • Identity Information
  • Address Information
  • Mobile phone number and email address
  • Bank Statements

3. The interest, APR and Fee ANZ personal loan

  • From 9.95% to 19.74% per annum
  • APR: Max 20%/year
  • A loan between 1 to 7 years
  • Fees: $150 – Loan approval fee; $10 per month, charged at the end of each quarter

All applications are subject to ANZ’s credit rating. Terms and conditions are available on the application. Charges and fees apply.

Interest rates of the personal loan in ANZ
The interest rate 15.99% p.a.
Comparison interest rate 16.84% p.a.
Minimum loan amount $5,000 
Maximum loan amount $50,000
Fees of the personal loan in ANZ
Loan approval fee $150 (one-off payment)
Loan administration charge $10 per month, charged at the end of each quarter
Minimum loan term 1 year
Maximum loan term 7 years

Note: This comparison rate is only true for the examples given and may not include all charges and fees. Terms, fees or other loans may result in a different rating.

Description table: ANZ personal loan

Loan Amount

Term of Loan

Interest Rate (APR) Expected Monthly Payment
$50.000 24 months 15% $2.708

With a 180-year history and around 10 million customers worldwide, it’s not surprising that so many people choose to borrow from ANZ to get what they’re after.

Contact information – ANZ

  • Address: ANZ Tower, 242 Pitt Street NSW 2000, Australia
  • Phone: 1800801485 (General Personal Loan Enquiries)

In addition, everyone can get more and more information about personal loans in Australia at Info Credit Free site. If you are interested in these loans, you can click to links such as payday loans no credit check, loans for low-income earners, Commonwealth bank home loan, Westpac commercial property loan, no deposit home loans…

Besides, people can get more information about loans of other banks in Australia such as NAB or Westpac in posts: NAB investment loan rates, Westpac business loan,   Westpac refinances home loan, NAB home loan contact…

Hillary (Team Content) – Info Credit Free